Legal Notice

General

The information published on this website is provided for general information purposes. It is prepared and updated with reasonable care. However, no guarantee can be given as to its accuracy, completeness or timeliness.

Unless expressly stated otherwise, the information does not constitute a binding offer or a representation regarding specific characteristics or terms and conditions. The applicable statutory, contractual and regulatory provisions, together with the relevant product and contractual documentation, shall prevail.

Products and services may be unavailable or only available on a restricted basis depending on the customer segment, place of residence, domicile or other legal requirements.

Financial Services and Investments

General information on financial instruments, investments, financial markets or investment strategies does not constitute investment, legal or tax advice or a recommendation tailored to an individual’s personal circumstances. Individual investment advice or asset management is provided exclusively within the scope of the financial service agreed for this purpose.

Investments involve risks. The value of and returns on financial instruments may rise or fall, and some or all of the capital invested may be lost. Investments denominated in foreign currencies may be subject to additional exchange rate risks. Past performance, forecasts and market assessments are not reliable indicators of future developments.

Where content constitutes advertising for financial instruments, it will be identified as such. The applicable prospectuses, key information documents and other product documentation must be taken into account.

Pension Solutions

Pillar 3a and vested benefits products are provided by the relevant pension or vested benefits foundation. Individual rights and entitlements are governed by the applicable statutory, regulatory and contractual provisions.

Information regarding tax advantages or tax implications is of a general nature and may vary depending on an individual’s personal circumstances and place of residence or tax domicile.

Financing, Calculators and Simulations

Information relating to loans, mortgages, Lombard loans and other forms of financing is non-binding and does not give rise to any entitlement to financing or to specific terms and conditions. Any financing is subject to an individual assessment and a contractual agreement.

Calculations, simulations, forecasts and comparable representations are provided for information and illustrative purposes. They are based in part on assumptions and do not constitute a guarantee of actual or future results, performance, terms and conditions or tax implications.

Access Restrictions

The information, products and services on this website are not directed at persons in countries or jurisdictions in which their publication, offering or use would violate applicable law. Users are responsible for complying with any local restrictions applicable to them.

Specific product-related distribution or access restrictions, particularly for US persons within the meaning of the applicable regulations, remain reserved.

Electronic Communications

Electronic communications, particularly by email, may involve security and confidentiality risks. Unless otherwise agreed, payment, securities trading and other transaction instructions must be submitted via the communication and access channels designated for such purposes.

Warranty, Liability and Third-Party Content

Founders Bank Ltd. does not warrant that this website will be available at all times or that its use will be uninterrupted or error-free. To the extent permitted by law, liability for any loss or damage arising from access to the website, its use or the use of the information provided is excluded. Mandatory statutory liability provisions remain unaffected.

Founders Bank Ltd. accepts no responsibility for the content, availability, security or data protection practices of linked websites or other third-party content.

Intellectual Property Rights

The contents of this website, in particular texts, images, graphics, logos, trade marks and documents, are protected by law. Any use beyond what is permitted by law requires the consent of the respective rights holder.

Data Protection and Applicable Law

Information on the processing of personal data can be found in the applicable Privacy Notice.

The use of this website is governed by Swiss law. Mandatory statutory provisions remain unaffected.