Skip to content
Schließen
SUCHEN
SPRACHE – en
defrit
Login
en
defrit
Login
2.1 Säule 3a kleiner

Pillar 3a

Your pillar 3a. Simply digital. Strong interest.

Your future optimally secured

Save on taxes, build wealth for retirement and invest flexibly – with the pillar 3a. With Vorsento, you manage your pension provision easily online and decide for yourself whether you want to save securely or take advantage of long-term return opportunities. Our flexible 3a solution enables you to build wealth steadily for retirement – thanks to one of the largest investment universes in Switzerland.

Open a 3a account

By clicking on "Open a 3a account", you agree to the data privacy statement and confirm the legal notices. You will be redirected to the Tellco Vorsento website.

Tellco Vorsento – Preview of the new platform

Your advantages

Icon Check

Simple digital management

With «Vorsento», you can keep track of your pension provision at all times: you can view your assets and investments online, make payments, flexibly adjust strategies and access documents digitally. The mobile app is available from Q4 2026.
Icon Check

Save taxes (maximum amount 2025)

Deduct your contributions to Pillar 3a from your taxable income – up to CHF 7,258 per year for employees with a pension fund (Tip: standing order of CHF 604.85 per month), or 20% of net income (max. CHF 36,288) for self-employed individuals without a pension fund.
Icon Check

Flexible investment strategies

Choose between an interest-bearing account solution or an investment solution with one of the largest investment universes in Switzerland. You can adjust your investment strategy easily online at any time.
Icon Check

Attractive interest rate for the account solution

Benefit from an interest rate of 0.65% p.a. – among the best providers in Switzerland for over five years (source: moneyland.ch).
Icon Check

Favourable capital withdrawal

Thanks to the foundation’s domicile in the Canton of Schwyz, you benefit from one of the lowest withholding taxes in Switzerland when withdrawing capital (max. 4.8%).
Icon Check

Personal advice

Our experts are happy to support you by phone, via video, or in person.
Get in touch now
Kontoeröffnung

Account opening

Open your 3a account directly online – in just a few steps and without paperwork.

Open a 3a account

By clicking on "Open a 3a account", you agree to the data privacy statement and confirm the legal notices. You will be redirected to the Tellco Vorsento website.

Our pillar 3a in the media

Actively save for your pension today

Do more with your private pension and benefit from the experience of our long-serving pension specialists.
Contact us

Costs and conditions

Interest rate p.a.
0.65%
Account opening
Free
Account management
Free
Account closure
Free
Minimum investment
None
Number of accounts
Up to 5

You can find out more in the Fees and Charges Policy
Learn more

Selected for you using our extensive expertise!

Learn more about the investment options of your 3a pension assets. 
Learn more

Which 3a solution suits you best?

3a account

A simple solution for security-conscious retirement saving.

Ideal if you:

  • want to save securely

  • want to remain flexible

  • want to have short-term availability

Your benefits:

  • currently attractive interest rate of 0.65% p.a.

  • no account management fees

  • flexible contributions

  • up to 5 accounts possible

Learn more
3a investing

Benefit from long-term investment opportunities.

Ideal if you:

  • want to build wealth over the long term

  • want to actively invest your retirement savings

  • want to adjust your investment strategy flexibly

Your benefits:

  • transparent and low fees

  • individual strategies

  • adjustable online at any time

  • one of the largest investment universes in Switzerland

Learn more

Why us?

Established Swiss retirement savings solution

The Pension Foundation 3a was founded in 2018 and is one of the modern Swiss providers in the field of private pension provision.

 

Digital retirement savings with personal guidance

With us, you combine the benefits of modern digital retirement savings with personal advice from experienced pension specialists. 

Swiss security standards

Your data and retirement savings are processed and held exclusively in Switzerland in accordance with high Swiss security and data protection standards.

Regulated and supervised

The foundation is subject to supervision by the Central Switzerland Occupational Pension and Foundation Supervisory Authority (ZBSA). 

Your contacts

Michael Frei-Otero
Michael Frei-Otero Head of 3a Pensions & Vested Benefits
Sandra Gomes
Sandra Gomes Client Advisor of 3a Pensions & Vested Benefits

Contact or callback

Do you have any questions, or would you like to schedule a no-obligation consultation? Our specialists will be happy to help you.
Contact us

Other interesting products

Everything to download