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3a account

Make more of your Pillar 3a – with an attractive interest rate and no account management fees.

Save tax, provide securely for the future and stay flexible

The 3a Account is ideal for anyone wishing to build up their pension provision simply and securely – with attractive interest, flexible payments and digital management via Vorsento.

Open a 3a account

By clicking on "Open a 3a account", you agree to the data privacy statement and confirm the legal notices. You will be redirected to the Tellco Vorsento website.

Tellco Vorsento - Insight into the new platform

Your advantages with the 3a account

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Simple digital management

With Vorsento, you can keep track of your assets, payments and documents online at any time.

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Attractive interest rate

With 0.65% interest p.a., the 3a account offers an attractive interest rate for your pension provision.

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Tax optimization

With up to five 3a accounts, you can plan future capital withdrawals in stages and optimise them for tax purposes.

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No account management fees

Account opening, account management and balancing are free of charge. So more of your pension provision stays with you.

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Save tax

You can deduct pillar 3a payments from your taxable income. CHF 7,258 for employees with a pension fund and CHF 36,288 for self-employed persons without a pension fund (maximum amount 2026).

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Flexible payments

You decide when and how much you pay in – regularly or entirely flexibly.

Kontoeröffnung

Account opening

Open your 3a account directly online – in just a few steps and without paperwork.

Open a 3a account

 By clicking on "Open a 3a account", you agree to the data privacy statement and confirm the legal notices. You will be redirected to the Tellco Vorsento website.

Who is a 3a account suitable for?

The 3a account is particularly suitable:

  • for security-oriented pension provision

  • for a shorter investment horizon

  • if you wish to remain flexible

  • as a simple solution for building up tax-privileged pension provision

For a longer investment horizon, a securities solution can offer additional return opportunities.

 

Digital pension provision. With personal support.

With Tellco, you combine the advantages of modern digital pension provision with personal advice from experienced pension specialists.

  • Easy to open and manage online

  • Personal support in DE, FR, IT and EN

  • Established Swiss pension expertise since 2018

  • Data and infrastructure in Switzerland

Our Pillar 3a in the media

Actively save for your pension today

Do more with your private pension and benefit from the experience of our long-serving pension specialists.

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Costs and conditions

Interest rate p.a.

0.65%

Account opening

Free

Account management

Free

Account closure

Free

Minimum investment

None

Number of accounts

Up to 5

You can find out more in the Fees and Charges Policy

Your contacts

Michael Frei-Otero
Michael Frei-Otero Head of 3a Pensions & Vested Benefits
Sandra Gomes
Sandra Gomes Client Advisor of 3a Pensions & Vested Benefits

Contact or callback

Do you have any questions, or would you like to schedule a no-obligation consultation? Our specialists will be happy to help you.

Contact us

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