Skip to content

Lump-Sum Withdrawal Calculator

Calculate how much tax you can save on lump-sum withdrawals.

Save Taxes on Lump-Sum Withdrawals

When you withdraw funds from your pension fund or Pillar 3a, a one-off capital benefits tax is levied – often a substantial amount. But with the right planning, you can significantly reduce your tax burden.

Use our lump-sum withdrawal calculator to find out how high your tax liability would be – and how much it can decrease if you stagger your withdrawals over several years.

Note: The online calculators serve as a non-binding guide. They do not replace individual tax, legal, or pension advice.

Would you like personal advice?

Call us without obligation at +41 58 442 92 91 or write to us – we look forward to your inquiry.

Contact us

Contact or callback

Do you have any questions, or would you like to schedule a no-obligation consultation? Our specialists will be happy to help you.

Contact us

Your Benefits

Icon Check

Save taxes

Staggering over several years significantly reduces the tax rate.

Icon Check

Planning security

You can see in advance what tax amounts may apply.

Icon Check

Comparison of scenarios

Try it out: single withdrawal vs staggered payout.

How the Calculator Works

With just a few details, you'll immediately receive a realistic estimate of your tax burden on lump-sum withdrawals:

  1. Enter your marital status, year of birth and postcode.
  2. Choose whether you plan multiple withdrawals or a full withdrawal in the same year.
  3. Click “Calculate” to see your individual tax burden – depending on the withdrawal model.

Everything to download